idto

The most compliant and fastest way to verify your users with DigiLocker 3.0

Move to a compliant DigiLocker flow in under 5 minutes and improve onboarding conversion by 15-20%.

DigiLocker product interface
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Used by digital-first lenders, fintechs, and regulated onboarding teams.

Backed by trusted partners

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DigiLocker should improve onboarding.
Not increase drop-offs.

Most DigiLocker integrations today add unnecessary friction — too many steps, PIN-based login, limited document support, unclear commercials, and no fallback logic when the flow breaks.

Too many steps to integrate

Basic DigiLocker flows still feel operationally heavy

PIN-based login adds friction

Users forget PINs or abandon the journey midway

No fallback for failed cases

Failed fetches often lead to avoidable drop-offs

Minimal document coverage

Limited support reduces real onboarding value

Unclear commercials

Teams struggle to estimate cost and efficiency

Legacy OKYC journeys are no longer viable

A compliant migration path is now essential

Built for compliant DigiLocker journeys

A lower-friction DigiLocker suite built for better conversion, smoother journeys, and faster go-live.

Pin-less login

Just mobile number and OTP

No-redirection SDK

Keep users inside your onboarding flow

Smart fallback for failed cases

OCR + Face Match for smoother recovery

15+ document support

Identity, education, and compliance documents

Outcome-based pricing

Pay only for successful document fetches

Real-time analytics

Track exactly where users drop off

Integration options built for your team

Choose the DigiLocker setup that fits your product, UX, and go-live needs.

Simple API Integration

For teams that want more control over UX

Plug-and-play SDK

Branded flow with no redirection

SDK with context screen + fallback

Smart retries and alternate document flows

Built for flexible DigiLocker orchestration

Verify Account

Check whether the user already has DigiLocker and auto-route the journey

Initiate Session

Start the DigiLocker flow with dynamic consent

Fetch Aadhaar

Get name, DOB, gender, mobile, email, photo, and response details

Fetch PAN

Retrieve PAN data in JSON, XML, or PDF format

Fetch Issued Docs

Get all user-consented issued documents

Org Master / Doc Master

Full issuer and document coverage support

Real impact on your onboarding

<5 min

go-live

Move from OKYC to compliant DigiLocker faster

15-20%

higher conversions

Pin-less SDK with fallback improves completion

20-30%

lower verification cost

Outcome-based pricing reduces wasted spends

30-40%

less user friction

No-redirection flows improve journey continuity

10-15%

better recovery on failed cases

Fallback logic helps recover drop-offs more smoothly

100%

compliant path

Government-backed DigiLocker journeys built for scale

Faster onboarding. Lower cost. Better completion.

Got Questions?
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Everything you need to know about DigiLocker with idto.ai

It is our DigiLocker suite built to reduce friction, improve conversion, and simplify compliant onboarding.

DigiLocker onboarding, without the complexity.

Build on idto and focus on your product, not identity overhead.

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Backed by trusted partners

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