idto

The only identity and onboarding platform your business needs.

Verify users, businesses, employees, and prevent fraud globally using a single integration without the complexity.

Build your workflow
World map showing global identity verification coveragePANAadhaarDigiLockerCKYC

500+ teams run their identity layer on idto

IndiaMart
NDA Securities Limited
DriveX
DoIT&C, Rajasthan
Springworks
Dainik Bhaskar Samooh
CreditSea
National Urban Co-op Bank
SunCrypto
Rupee Redee
CredResolve
zotel.ai
On Arrival
Love In Store
Wealthgrowth
Dhruva Capital
IndiaMart
NDA Securities Limited
DriveX
DoIT&C, Rajasthan
Springworks
Dainik Bhaskar Samooh
CreditSea
National Urban Co-op Bank
SunCrypto
Rupee Redee
CredResolve
zotel.ai
On Arrival
Love In Store
Wealthgrowth
Dhruva Capital
IndiaMart
NDA Securities Limited
DriveX
DoIT&C, Rajasthan
Springworks
Dainik Bhaskar Samooh
CreditSea
National Urban Co-op Bank
SunCrypto
Rupee Redee
CredResolve
zotel.ai
On Arrival
Love In Store
Wealthgrowth
Dhruva Capital

A partner outage should not be your outage.

Every provider goes down sometimes. idto reroutes to a healthy one inside the same request, so your customer never sees it.

Verification request

bank verification

partner C · primary210ms

live

partner D · fallback

standby

Verified

200 · no retry

All partners healthy · bank verification on partner C

10M+

Monthly user verifications

1M+

Monthly business verifications

50K+

Monthly employee verifications

200+

Verification APIs

500+

Active clients

190+

Countries covered

One platform.
Multiple identity workflows.

User Verification (KYC)

Onboard users across regions with flexible identity checks, fallbacks, and compliance built in.

Digilocker Verification Suite
PAN Verification Suite
Passport Verification
Global ID Verification Suite
Document OCR Suite – Global Coverage
Digilocker Verification Suite
PAN Verification Suite
Passport Verification
Global ID Verification Suite
Document OCR Suite – Global Coverage
RC Verification
Bank Account Verification Suite
CKYC Suite
Face Match And Liveliness Check
Driving Licence Verification
RC Verification
Bank Account Verification Suite
CKYC Suite
Face Match And Liveliness Check
Driving Licence Verification

Business Verification (KYB)

Employee & Workforce Verification

Fraud & Risk Intelligence

Global Verification Stack

Why business choose idto

Identity Consultants

We don't just give you APIs. We design the right verification stack for your use case – optimized for cost, success rate, and compliance from day one.

Transparent Commercials

Clear pricing. No hidden markups. Keep your existing partner rates or use ours – one invoice, predictable costs, zero surprises.

Honest by Default

We'll tell you what you don't need. No unnecessary APIs. No forced bundles. Just what improves onboarding and reduces fraud.

Fast to Go Live

One integration. Pre-built workflows. Production-ready SDKs. From sandbox to live without long sales cycles.

Startup-Friendly. Enterprise-Ready

Go live in days with self-serve workflows. Scale to multi-partner orchestration, advanced fallbacks, and compliance automation as you grow.

No Vendor Lock-In

No heavy prepaid wallet traps. Built-in auto-switching removes dependency on any single vendor.

Priority Support

Direct access to identity experts. Faster troubleshooting, optimization guidance, and continuous workflow improvements.

Identity Consultants

We don't just give you APIs. We design the right verification stack for your use case – optimized for cost, success rate, and compliance from day one.

Transparent Commercials

Clear pricing. No hidden markups. Keep your existing partner rates or use ours – one invoice, predictable costs, zero surprises.

Honest by Default

We'll tell you what you don't need. No unnecessary APIs. No forced bundles. Just what improves onboarding and reduces fraud.

Fast to Go Live

One integration. Pre-built workflows. Production-ready SDKs. From sandbox to live without long sales cycles.

Startup-Friendly. Enterprise-Ready

Go live in days with self-serve workflows. Scale to multi-partner orchestration, advanced fallbacks, and compliance automation as you grow.

No Vendor Lock-In

No heavy prepaid wallet traps. Built-in auto-switching removes dependency on any single vendor.

Priority Support

Direct access to identity experts. Faster troubleshooting, optimization guidance, and continuous workflow improvements.

Identity Consultants

We don't just give you APIs. We design the right verification stack for your use case – optimized for cost, success rate, and compliance from day one.

Transparent Commercials

Clear pricing. No hidden markups. Keep your existing partner rates or use ours – one invoice, predictable costs, zero surprises.

Honest by Default

We'll tell you what you don't need. No unnecessary APIs. No forced bundles. Just what improves onboarding and reduces fraud.

Fast to Go Live

One integration. Pre-built workflows. Production-ready SDKs. From sandbox to live without long sales cycles.

Startup-Friendly. Enterprise-Ready

Go live in days with self-serve workflows. Scale to multi-partner orchestration, advanced fallbacks, and compliance automation as you grow.

No Vendor Lock-In

No heavy prepaid wallet traps. Built-in auto-switching removes dependency on any single vendor.

Priority Support

Direct access to identity experts. Faster troubleshooting, optimization guidance, and continuous workflow improvements.

A merchant drags verification steps onto a canvas, sets a face-match rule, applies their brand, chooses a display mode and switches the language, while the phone beside them previews every change.

Build your flow. Ship it today.

Drag, drop, done. No engineering ticket.

Build your workflow

Ships on Web, Android, iOS, React Native, Flutter.

  1. Blank slate. Start with an empty canvas.
  2. First steps. Drag a check onto the canvas.
  3. Reorder. Reorder it however you like.
  4. Set the rule. Set your own thresholds.
  5. Brand. Your logo, your colours, live.
  6. Display mode. Full screen, or a sheet over your app.
  7. Voice guidance (coming soon). Spoken guidance, coming soon.
  8. Language. Ship in English or Hindi.

Verification is built<for developers by developers>

Powerful API

Build fully custom KYC, KYB, KYE, and fraud workflows with 400+ APIs, unified JSON output, and smart routing tailored to your risk appetite.

View document

Verification Link

Launch a branded, no-code verification journey via a secure hosted link, deployable in minutes with no engineering required.

View document

Workflow Builder / SDK

One SDK for every onboarding journey, pre-built and customizable, with multi-provider fallbacks so no single vendor is a point of failure.

View document

Try it out
for yourself

Curlexample request
1curl -X POST https://api.idto.ai/v1/verifications
2  -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET]
3  -H 'content-type:application/json'
4  -d '{
5      "workflow_id": "wf_kyc_full",
6      "reference_id": "user_8241",
7      "checks": ["aadhaar", "pan", "face_match"],
8      "risk_rules": "strict",
9      "callback_url": "https://acme.io/hooks/kyc"
10  }'

Industry-Ready Verification Solutions

01

Lending & Financial Services

Regulation-ready onboarding built for speed and scale.

  • Full KYC stack
  • India Stack integrations
  • Credit & income signals
Know More
KYC overview dashboard with an approval status and India Stack integration
02

E-commerce & Gig Economy

High-volume onboarding for delivery partners.

  • Instant KYC
  • Face Match
  • Bank validation
Know More
Delivery partner identity verification on a mobile phone
03

Fintech & Payments

Pre-built onboarding stacks powered by APIs, alternate data, and intelligent routing.

  • Lending-ready KYC with bureau & income signals
  • CKYC & DigiLocker integrated flows
  • Mobile Intelligence with 300+ insights
Know More
Payment card and identity verification on a mobile phone
04

Marketplaces & Platforms

Pre-configured seller onboarding workflows.

  • KYB + UBO
  • Director verification
  • GST & MCA screening
Know More
KYB hub connecting GST, MCA, director, and UBO verification checks
05

Crypto & Digital Assets

Compliance-first onboarding for high-risk environments.

  • Global verification
  • AML
  • Device intelligence
Know More
Crypto verification chart with a low-risk status
06

SaaS & Global Platforms

Global identity infrastructure.

  • Global KYC
  • Document OCR
  • VAT & Tax ID
Know More
Global identity document verification with OCR

Resources & Updates

Insights, guides and product updates from idto.

Latest Social Post
One Identity Platform, Endless Use Cases — idto.ai social post covering employee onboarding, merchant KYC, gig workers, lending, insurance, investments, and service providers.
Latest Blogs
Identity Orchestration · Verification

Why Identity Orchestration is the Future of Digital Verification

The future of digital verification is not just more APIs. It is intelligent orchestration across providers, workflows, costs, and customer journeys.

idto.ai · July 2026 · 8 min read
Employee Verification · BGV

Employee Verification: Digital vs Manual - Which Approach is Right for Modern Businesses?

Hiring has become faster, but verification still slows onboarding. Here is how manual, digital, and hybrid employee verification compare.

idto.ai · July 2026 · 8 min read

Trusted by Merchants. Chosen by Partners.

Real outcomes. Stronger partnerships. Built on trust.

90% faster verification

“The integration was seamless, and the automation capabilities have completely transformed our verification workflow, reducing manual overhead significantly.”

IndiaMART

Highly stable infrastructure

“In government services, reliability is non-negotiable. idto.ai provided the high-scale infrastructure needed to serve millions of citizens without a hitch.”

DoIT&C, Government of Rajasthan

Go-live in under 24 hours

“The speed of implementation was incredible. We were able to launch our new verification portal in record time with full compliance and security.”

DriveX

Seamless Digital Onboarding

“idto.ai enabled a fully digital onboarding and verification journey for our Akhbaarwala initiative, helping us onboard newspaper hawkers across multiple cities with ease.”

Dainik Bhaskar Samooh

Reliable verification at scale

“idto.ai's robust infrastructure handles high-volume verification reliably, while their responsive team makes scaling easy.”

Love In Store

Faster agent onboarding

“With idto.ai's onboarding SDK, we were able to significantly simplify the agent onboarding journey and get agents activated faster. This helped us reduce drop-offs during onboarding and positively impact key business metrics around agent activation and productivity.”

CredResolve

Faster lending, better decisions

“Faster borrower verification improved our conversions and disbursals, while alternate data helped us make better risk decisions.”

CreditSea

90% faster verification

“The integration was seamless, and the automation capabilities have completely transformed our verification workflow, reducing manual overhead significantly.”

IndiaMART

Highly stable infrastructure

“In government services, reliability is non-negotiable. idto.ai provided the high-scale infrastructure needed to serve millions of citizens without a hitch.”

DoIT&C, Government of Rajasthan

Go-live in under 24 hours

“The speed of implementation was incredible. We were able to launch our new verification portal in record time with full compliance and security.”

DriveX

Seamless Digital Onboarding

“idto.ai enabled a fully digital onboarding and verification journey for our Akhbaarwala initiative, helping us onboard newspaper hawkers across multiple cities with ease.”

Dainik Bhaskar Samooh

Reliable verification at scale

“idto.ai's robust infrastructure handles high-volume verification reliably, while their responsive team makes scaling easy.”

Love In Store

Faster agent onboarding

“With idto.ai's onboarding SDK, we were able to significantly simplify the agent onboarding journey and get agents activated faster. This helped us reduce drop-offs during onboarding and positively impact key business metrics around agent activation and productivity.”

CredResolve

Faster lending, better decisions

“Faster borrower verification improved our conversions and disbursals, while alternate data helped us make better risk decisions.”

CreditSea

90% faster verification

“The integration was seamless, and the automation capabilities have completely transformed our verification workflow, reducing manual overhead significantly.”

IndiaMART

Highly stable infrastructure

“In government services, reliability is non-negotiable. idto.ai provided the high-scale infrastructure needed to serve millions of citizens without a hitch.”

DoIT&C, Government of Rajasthan

Go-live in under 24 hours

“The speed of implementation was incredible. We were able to launch our new verification portal in record time with full compliance and security.”

DriveX

Seamless Digital Onboarding

“idto.ai enabled a fully digital onboarding and verification journey for our Akhbaarwala initiative, helping us onboard newspaper hawkers across multiple cities with ease.”

Dainik Bhaskar Samooh

Reliable verification at scale

“idto.ai's robust infrastructure handles high-volume verification reliably, while their responsive team makes scaling easy.”

Love In Store

Faster agent onboarding

“With idto.ai's onboarding SDK, we were able to significantly simplify the agent onboarding journey and get agents activated faster. This helped us reduce drop-offs during onboarding and positively impact key business metrics around agent activation and productivity.”

CredResolve

Faster lending, better decisions

“Faster borrower verification improved our conversions and disbursals, while alternate data helped us make better risk decisions.”

CreditSea

Our Trusted Partners

Powering identity verification for fintech, banking, HR, healthcare, marketplaces, and enterprise businesses across multiple countries.

AuthBridge
Protean
OnGrid
Wealthgrowth
Digitap
Razorpay
Sumsub
ShuftiPro
Truecaller
PaySprint
Timbl
Cashfree Payments
Easebuzz
Melento
AuthBridge
Protean
OnGrid
Wealthgrowth
Digitap
Razorpay
Sumsub
ShuftiPro
Truecaller
PaySprint
Timbl
Cashfree Payments
Easebuzz
Melento
AuthBridge
Protean
OnGrid
Wealthgrowth
Digitap
Razorpay
Sumsub
ShuftiPro
Truecaller
PaySprint
Timbl
Cashfree Payments
Easebuzz
Melento

Got Questions?
We've Got Answers

From onboarding to verification – here's what you need to know.

Yes. Use pre-built industry templates or configure workflows via dashboard. For advanced use cases, our API supports full rule-based customization.

Identity onboarding, without the complexity.

Build on idto and focus on your product, not identity overhead.

Sign-up